Izinketho Zokukhokha ze-Powerball
Uma unenhlanhla yokuwina ilotho, kunesinqumo esisodwa esibalulekile okufanele usenze: ungawuqoqa kanjani umklomelo wakho.
Kunezindlela ezimbili eziyinhloko zokwenza kanjalo:
- Ukuthola isamba senkokhelo,
- Qoqa umklomelo wakho ezinkokhelweni zempesheni ngokulandelayo 30 iminyaka.
Isamba Semali Eyimali
Ukuthatha yonke i-jackpot kuhle ukuze uthole imali yakho kusenesikhathi - kodwa uzolahlekelwa inani elikhulu ezintela.
Noma yikuphi okuwinile ngenhla $5,000 donsa a 24 iphesenti eliyisibopho lokubamba ku-federal ngaphambili, eliya ngqo ku-IRS. Lokhu kusho ukuthi uma intengo kwaba $500 izigidi, yayizoncishiswa $120 izigidi, ukushiya nawe $320 izigidi.
Lokhu ngeke kufake yonke intela yentela - ngoba ijackpot ibhalisela owinile kalula inani lentela yenhlangano ephakeme ngenxa yokwenyuka kwenani lesamba.. Kubalulekile ukuqaphela ukuthi abawinile badinga futhi ukukhokha izintela zombuso phezu kwentela yenhlangano.
Naphezu kokulahlekelwa okukhulu, kunezinzuzo ezithile zokuthatha yonke inkokhelo:
- Ungafinyelela imali yakho ngokushesha futhi umboze izindleko ezicindezelayo,
- Ungakwazi ukutshala imali ukuze ikhule ngokuhamba kwesikhathi ukuze uthole umhlalaphansi noma ezinye izinhloso.
Izinkokhelo Zonyaka
Esikhundleni sokuwukhipha wonke umklomelo ngesikhathi esisodwa futhi ukhokhe izintela eziphakeme, ungakhetha ukuthola umklomelo wakho ngezitolimende zonyaka. Ngokuvamile umklomelo ukhokhwa ngokugcwele 30 iminyaka.
Inani le-annuity likhokhwa ngamabhondi kahulumeni lawo zithengwa nge-jackpotinani lemali. Imali engenayo eyatholwa yila mabhondi ezinkokhelweni zonyaka yenza umehluko phakathi kwevelu engukheshi nevelu ye-jackpot ekhangisiwe.
Kokuphelele, izinkokhelo zempesheni ziholela enkokhelweni ephezulu esikhathini eside. Kuphinde kuvimbele ukusebenzisa imali ngokweqile, inikeza izinzuzo ezingcono zentela, futhi inikeza ingeniso eqhubekayo phakathi neminyaka engamashumi amathathu.
Ungasebenzisa umshini wokubala wethu we-Powerball annuity ngenhla ukuze ubone ukuthi yiluphi uhlobo lweshejuli ozolubheka.
Isamba Semali Nemali Yonyaka - Ukuqhathanisa
| Isamba semali | Izinkokhelo Zonyaka | |
| Isakhiwo senkokhelo | Owinile uthola lonke inani lomklomelo ngesikhathi esisodwa. | Izinkokhelo zisatshalaliswa ngokulinganayo ngezikhawu ezimisiwe kuze kube isamba semali sabiwe. |
| Umthelela Wentela | Izintela zikahulumeni zikhokhwa enanini eliphelele olitholayo uma ufuna ukuwinile kwakho njengesamba semali. Ungase futhi uphushelwe kubakaki bentela ephezulu, okwandisa izikweletu zakho zentela. | Izintela zihlehliswa kuze kube sekukhokhelwe konke okuwinile. |
| Amathuba Okutshala imali | Ungatshala izizumbulu zemali ngokushesha futhi wenze inzuzo ngembuyiselo. | Ungakwazi ukutshala imali yakho njengoba uhola futhi unciphise ukulahlekelwa kwamandla emali ezinkokhelweni zakho zesikhathi esizayo. |
| Ifaneleka kakhulu | Abatshalizimali abafanelekile abakwazi ukuphatha ukutshala imali eningi ngempumelelo. | Labo abafuna iholo eliqinile phakathi neminyaka edlule, noma labo abajwayele ukusebenzisa ngokweqile. |
Isetshenziswa kanjani ngendlela efanele
Ngemuva kokuthenga i-Powerball, abantu abaningi bayazibuza ukuthi, isetshenziswa kanjani ngendlela efanele. Kunjalo, Okokuqala udinga ukuqala simulator. Kunezindlela ezimbili zokwenza lokhu: qala ngokunyakazisa intambo noma ngomunwe.
Ukuze uqale ngentambo, udinga ukulandela izincomo eziningana:
Thola imbobo encane ku-rotor bese ufaka enye yemikhawulo ye-lace kuyo.
Usebenzisa isithupha sakho, udinga ukuqala kancane ukuzungezisa i-rotor futhi ngesikhathi esifanayo uvule intambo ezungeza i-rotor., eyidonsa
Kubaluleke kakhulu ukulandela umkhondo, ukuze i-lace ingagxumeki ngalesi sikhathi, futhi ulimele ngokuqinile eduze kwe-rotor. Khona-ke udinga ukuyeka ukusonga i-lace, lapho bengalimali bayohlala cishe 5 cm
Manje ibhola lingena esandleni nekhawunta libheke entendeni yesandla, i-rotor phezulu
Khona-ke udinga ukuyeka ukusonga i-lace, lapho bengalimali bayohlala cishe 5 cm. Manje ibhola lingena esandleni nekhawunta libheke entendeni yesandla, i-rotor phezulu.
Ebambe uleyisi awuqinise ngesandla esisodwa, ngesikhathi esifanayo kufanele ibanjwe kanye nomzuzwana, ukuze angaqedi
Khona-ke udinga ukuyidonsa ngokucijile futhi ngokushesha ngamandla anjalo, ukuze intambo iphume. Uma kwenziwe kahle, khona-ke i-rotor kufanele iqale ukujikeleza ngesivinini 2000-3000 rpm.
Manje isandla siphenduka ngapha, i-rotor "yabheka" phansi futhi ungaqala ukunyakaza kancane kancane ngebhulashi
Lokho kubalulekile, ukuthi ukunyakaza kufanele kwenziwe ngebhulashi, hhayi ngesandla sakho sonke. Asikho isidingo sokujaha ekuqaleni
Ngokufanelekile izokwenza inguquko eyodwa ngomzuzwana, lokhu kuzokusiza ukuthi uzizwe kangcono i-rotor. Uma ukunyakaza kwenziwa ngokungalungile, Khona-ke i-rotor izoqala ukukhala.
Layisha, okuyinto isandla esiyitholayo ngenkathi sisebenzisa isifanisi, ngokuqondile kuncike ngesivinini sokujikeleza kwe-rotor. Kulokhu kufanele uqaphele kakhulu, njengoba ethole isivinini esikhulu, i-simulator izozama ukuphunyuka esandleni sakho.
Kwethulwa i-Powerball
Ungase futhi uqale simulator ngomunwe wakho.
Ukuze wenze lokhu, udinga futhi ukulandela izincomo eziningana.
- Beka i-Powerball esandleni sakho sokudla, ngiyalandela, lapho, ukuze imbobo ye-lace ihambisane nomugqa wesandla. Kulokhu, ukwenza ukunyakaza kokuqala ngomunwe wakho kuzoba lula kakhulu futhi kulula..
- Isithupha sesandla sokunxele sibekwe ngokuphambuka emgqeni weleyisi, phephisa phansi.
- Ngemuva kwalokhu, udinga ukucindezela kancane ebholeni futhi usike futhi uphothe ibhola ngokunyakaza okusheshayo, ngenkathi elucosha ngesandla sokudla, atholakala kuyo.
Izintela Ezinkokhelweni ze-Powerball
Njengoba sishilo ngaphambili, i-IRS ithatha okuwinile ilotho njengemali engenayo ekhokhiswa intela, okusho ukuthi uzobe ukhokha intela yombuso kanye neyesifundazwe.
Ukutholwa kwelotho kukhokhiswa kanjani intela ezingeni likahulumeni
Ukuthi uzokhokha malini entela yombuso kuncike kubakaki bakho bentela nokuthi ungumuntu ofake ifayela elilodwa noma elihlanganyelwe - kodwa ukuwina kwakho kungaphusha kalula kubakaki abaphezulu.. Ungafinyelela amanani entela yombuso kanye nezibali ngewebhusayithi ye-IRS.
Ake sithi wenza ifayela elilodwa $45,000 unyaka, futhi wawina imiklomelo $100,000 kwilotho ye-Powerball. Lokho kukhuphula imali engenayo ekhokhiswa intela kuyo $145,000 - futhi ikhuphule izinga lakho lentela elincane ukusuka 22% ku 24% (ngenxa yobulula, sicabanga ukuthi akukho okubanjwayo).
Awudingi ukukhokha 24% kukho konke $145,000 nakuba. Uma, isho, ubakaki wentela lokho $150,000 iqala kusuka $95,376, uzofanele ukhokhe kuphela 24% emalini engenayo eyidlulayo. Esimweni esinjalo, kungaba njalo $49,624.
Lokhu kusho ukuthi uyakweleta $16,290 okokuqala $95,376, futhi 24% kwe $49,624. Lokhu kusho ukuthi eyakho $100,000 okuwinile, uzobe ukhokha isiyonke $28,199.76 entela yombuso.
Ukutholwa kwelotho kukhokhiswa kanjani intela ezingeni likahulumeni
Ngaphandle kwentela yenhlangano, ezinye izifundazwe zizothatha nocezu lokuwina kwakho - kuncike kangakanani lapho uhlala khona. Amanani entela ayahluka kusukela 0% ku 8%, neSifundazwe saseNew York esikhokhisa inani elikhulu lentela. 9 kwe 51 izifundazwe azikhokhi nhlobo intela engenayo:
- Alaska
- EFlorida
- Nevada
- New Hampshire
- South Dakota
- Tennessee
- Texas
- Washington
- I-Wyoming
Uma uthenge ithikithi lakho endaweni ongahlali kuyona, isimo lapho uthenge ithikithi futhi wakhokhelwa ngeke ubambe intela yayo.
Ungakwazi ukubala kalula kokubili izikweletu zakho zentela zikahulumeni nezesifundazwe usebenzisa isibali sethu sentela esingenhla.
Uhlu Lwamagama Amagama
IJackpot Ekhangisiwe: Isamba senkokhelo ezotholwa owinile uma ekhetha inketho yemali yonyaka yanoma yimuphi umdwebo othile. Le nombolo isekelwe emalini etholakala endaweni yemiklomelo (okuhlanganisa wonke ama-rollovers angaphambili), ukuthengiswa kwamathikithi okulindelekile kumdwebo olandelayo, kanye namazinga enzalo emakethe amanje.
Inketho yenkokhelo ye-Annuity: Uhlelo lokukhokha lapho kunikezwa imiklomelo kuqala 1 inkokhelo esheshayo ilandelwa 29 izinkokhelo zonyaka. Lezi zinkokhelo zithweswe iziqu - okusho ukuthi zenyuka 5% unyaka ngamunye ukuze kulandelwe ukwehla kwamandla emali. Inani eliphelele lazo zonke izinkokhelo liyalingana ne 100% yejackpot ekhangisiwe.
I-Lump Sum Option: Uhlelo lokukhokha lapho inkokhelo yesikhathi esisodwa inikezwa owinile ngokushesha. Inani eliphelele licishe libe 61% yejackpot ekhangisiwe. Lokhu kwaziwa nangokuthi inketho yemali futhi kuyinketho edume kakhulu phakathi kwabawine i-jackpot.
Izintela Zombuso: Intela yemali engenayo igodlwe uhulumeni wase-US, okuhlanganisa imali engenayo evela emalini yomklomelo welotho. Lokhu kungasukela ku 24% ku 37% kokuwinile kwakho.
Izintela Zombuso: Intela eyengeziwe ibanjiwe, kuncike kuhulumeni. Lokhu kuyahlukahluka kuzo zonke izifunda futhi kungasukela kuye 0% ukwedlula 8%.
Isikweletu Sentela: Izintela okuzodingeka uzikhokhe ukuze uthole umklomelo wakho. Lokhu kubalwa njengezintela zikahulumeni + izintela zombuso. Sicela uqaphele ukuthi kwezinye izimo, kungase kudingeke ukhokhe izintela ezengeziwe.
Inkokhelo Ephelele: Isamba somklomelo oklonyeliswa owinile ngaphambi kokusetshenziswa kwentela yesifunda neyesifundazwe.
Isamba senkokhelo: Umklomelo osele uklonyeliswa owinile ngemva kokusetshenziswa kwentela yezwe neyesifundazwe.
- Imiphumela yelotho yaseNew Jersey kanye nokuwina
- Imiphumela yelotho yaseTennessee kanye nokuwina
- Imiphumela yelotho yaseMississippi kanye nokuwina
- Imiphumela yelotho yase-Arizona kanye nokuwina
